Low income housing.
Through volunteer labor and tax-deductible donations of money and materials, Patuxent Habitat for Humanity builds houses with the homeowners. Houses are sold at no profit to selected families with no-interest loans issued over a fixed period. The costs of these houses differ relative to location, labor, land, and building materials. A Patuxent Habitat for Humanity house in the area averages approximately $120,000. Affordable monthly mortgage payments are repaid over 20 to 30 years and are used to support the construction of more houses.
Eligibility Requirements
Families apply to Patuxent Habitat for Humanity through an application orientation workshop. The Family Selection Committee reviews applications based on the family’s need, ability to repay the loan, and willingness to become partners in the program. Patuxent Habitat for Humanity follows a non-discriminatory policy of family selection. All applicants will be considered without regard to race, color, religion, sex or national origin.